North Carolina

Why People Are Moving To...

North Carolina

Tax-friendly living along the storied Outer Banks

The Tar Heel State

North Carolina offers a rare blend of Appalachian mountains and 300 miles of barrier-island coastline. The Outer Banks and Crystal Coast deliver deep-water boating, historic lighthouses, and uncrowded beaches — all backed by a flat, competitive income tax and below-average property taxes.

Tax Rates

State Income Tax

4.25% flat

North Carolina moved to a flat individual income tax rate of 4.25% for 2025 (down from 4.5%). The rate is scheduled to continue dropping in future years if revenue targets are met.

Source: NC Department of Revenue

Property Tax

0.82% avg effective

Average effective property tax rate of 0.82%, below the national average of ~1.0%. Rates vary by county — coastal counties like Dare (Outer Banks) and Brunswick tend to be lower than urban Mecklenburg.

Source: Tax Foundation — 2025

In-State vs. Out-of-State Tuition

UNC Chapel Hill (annual)

In-State$8,998
Out-of-State$39,228

Annual tuition & fees for 2024-25. NC also offers the NC Promise program capping tuition at $500/semester at several state universities.

View university cost details
In-StateOut-of-State$0k$10k$20k$30k$40k

Monthly Average Temperatures

Wilmington (Coastal NC)

Average daily high and low temperatures (°F) by month. Coastal North Carolina offers mild winters and warm ocean summers.

JanFebMarAprMayJunJulAugSepOctNovDec0°25°50°75°100°
  • Avg High
  • Avg Low

Why North Carolina?

300 miles of barrier islands with deep-water inlets
Flat income tax continuing to trend down
No tax on Social Security benefits
Below-average property taxes on the coast

Ready to explore North Carolina?

Browse available coastal properties in North Carolina or connect with a lifestyle advisor for a tailored search.

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